Tuesday 23 April 2019
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Welcome to the East Riding Pension Fund

Auto enrolment

Requires all employers to enrol their workers into a qualifying workplace scheme if they are not already in one. This process is known as ‘automatic enrolment’ (auto enrolment).

The law affects all employers, large and small, throughout the UK.

At the moment, many workers fail to take up valuable pension benefits because they do not join their employer's scheme. Automatic enrolment is designed to overcome this and is intended to help as many people as possible to have another income on top of the State Pension.  The full basic State Pension in 2012/13 is £107.45 per week for a single person.

The Government is getting employers to enrol their workers automatically into a workplace pension so it’s easier for people to start saving for the future. 

The Local Government Pension Scheme (LGPS) is classed as a qualifying pension scheme and current regulations dictate that employees should already be brought into the LGPS by their employer.

The LGPS is a very good pension scheme and a large proportion of current employees are already paying into the scheme, but not everyone has chosen to join, or has been permitted to do so.  If you are already a current member of the LGPS you will not be affected by the auto enrolment rules but your employer will write to you and confirm this.

If, as an existing employee, you are not paying into the LGPS, you will be brought into the Scheme if you are an eligible jobholder i.e.

  • you are aged between 22 and state pension age

  • you have earnings in excess of £8,105 per annum (£9440 from 1 April 2013).

Please note however, your employer may choose to apply a "Transitional Delay" period in order to delay auto enrolment until October 2017.

If this is affects you, you will be written to by your employer explaining what's happening.

Anyone auto enrolled into the LGPS can opt back out of the scheme and have a refund of contributions paid as long as they do this quickly. If you do opt out, every three years you will be auto enrolled back into the LGPS again.

To find out more about the LGPS please take the time to read this simple guide.

If you don't want to stay in:
Download and print this opt out form, fill it in and give it to your employer or your payroll department.

Mother and daughter and piggy bank